INVESTOR RELATIONS

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INVESTOR INFORMATION

Citizens, Inc. is a publicly traded financial services company. Citizens and its subsidiaries utilize a three-pronged strategy for growth based upon worldwide sales of U.S. Dollar-denominated, whole life, cash value insurance policies, life insurance product sales in the U.S. and the acquisition of other U.S.-based life insurance companies.

STOCK MARKET LISTING: The Company’s Class A common stock is traded on the New York Stock Exchange (NYSE) under the ticker symbol CIA. Quotes of daily prices may be obtained via the internet or in major newspapers under NYSE listings.

STOCK REGISTRAR AND TRANSFER AGENT: Computershare Trust Company, NA is the stock registrar and transfer agent for Citizens, Inc. Class A common stock.

Computershare Trust Company, NA
Postal correspondence should be mailed to:
Computershare
P.O. Box 43006
Providence RI 02940-3006
Overnight correspondence should be sent to:
Computershare
150 Royall St., Suite 101
Canton, MA 02021

Toll-Free Number: 877-785-9659
Outside the United States: 781-575-4621 (International Dial Direct)
Website: www.computershare.com/us
Direct link to Citizens information: www-us.computershare.com/citizens

As a Citizens, Inc. shareholder, you are invited to take advantage of shareholder services through Computershare Trust Company. It maintains the records for our registered shareholders and can assist you with a variety shareholder related services including:

  • Purchase/Sale of shares
  • Change of name or address
  • Consolidation of accounts
  • Transfer of stock to another person
  • Lost stock certificate replacement
  • Additional administrative services

SHAREHOLDER’S REPORT

Citizens, Inc. shareholders receive a proxy notice via mail or email in April each year before the annual meeting in June, based upon the preferred communication method selected by the shareholder at Computershare. If you are a Citizens, Inc. shareholder or a shareholder of one of the companies listed below, which has become part of the Citizens, Inc. holding company system, and you have not received communications within the last twelve (12) months, please contact Computershare at their toll-free number 1-877-785-9659.

ADDRESS CHANGE

When your address changes, please notify the stock transfer agent, Computershare. An invalid address may cause your shareholder mail and reports to be returned to the transfer agent. If your mail is continuously returned for lack of a current address, the law requires that your shares must be escheated to the Treasury of the state of your last known address.

BOARD

COMMUNICATIONS WITH THE BOARD

The Board has established a process to facilitate communication by shareholders and other interested parties with directors. Communications can be addressed to directors in care of the Secretary of the Company at Citizens, Inc., P. O. Box 149151, Austin, TX 78714-9151.

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PRESS

LATEST PRESS

Citizens and Allegiant Forge Strategic Partnership to Offer Products to the Fast-Growing Final Expense Agency Market

The partnership between Citizens, Inc. and Allegiant is a major achievement for Citizens as it strives to become the top choice for Final Expense insurance distributors. Allegiant will market Superior Choice Final Expense products through two separate distribution channels including Senior Core Benefits, a captive career-oriented agent model, and through Allegiant Wealth Group, a large independent brokerage channel.

Citizens, Inc. to Participate in Two Upcoming Investor Conferences

Top Highlights:

  • June 1st – Virtual Investor Summit
  • June 7th – LD Micro Invitational XIII

Citizens Reports First Quarter 2023 Financial Results: Revenue Rose 1% to $55.9 Million

Top Highlights:

  • Q1 2023 net income of $4.9 million, or $0.10 per fully diluted class A share
  • Total revenues of $55.9 million grew 1%, driven by new business and higher net investment income
  • Q1 2023 first year premiums increased 24% year-over-year, driven by growth across Life Insurance and Home Service Insurance segments
  • Book value per class A share of $3.09 increased 24% over the year-ago quarter; book value per class A share excluding accumulated other comprehensive income (AOCI) of $5.41 increased 10% over the year-ago quarter.
  • Enhanced distribution channel through two new white-label partnerships

CITIZENS, INC. | 2022 ANNUAL REPORT

Citizens, Inc.’s Results of Operations and Financial Position for the year ending December 31, 2022 have been presented in the Annual Report as well as in the Form 10-K report filed with the U.S. Securities and Exchange Commission.

Citizens Reports Fourth Quarter and Full Year 2022 Financial Results

In 2022, the Company made considerable advancements toward its strategic goals through its focus on delivering the right products to the right customer, in the most efficient way possible. To this end, the Company introduced eight new customer-focused products and product enhancements, implemented sales promotions and campaigns that promote growth, and implemented process improvements and new technologies to get products to customers faster. The combined impact of these initiatives resulted in total life insurance issued and the number of policies issued growth of 64% and 18%, respectively.

Citizens, Inc. Announces Partnership with Alliance Group to serve Spanish and Portuguese Clients

With over 40 million Spanish or Portuguese speakers in the U.S., Citizens’ ability to produce products end-to-end in those languages provides a solid foundation for Alliance to promote their new white-label product. This partnership advances Citizens’ goal to be the industry leader and first choice provider of simple tailor-made products developed in the native languages of its Spanish and Portuguese clients while Alliance provides insurance agencies life insurance with living benefits that are simple for agents to sell and clients to understand.

Citizens, Inc. Announces Expansion of White-label Program – New Product Distribution Partnership with Amerus

This partnership advances Citizens’ goal to be the industry leader and first-choice partner in tailor-made white-label products while allowing Amerus to add another valuable product for their clients. With Citizens’ product expertise, support, and ability to quickly develop new products in multiple languages it lends itself to being a strong partner in the white-label space. Together with Amerus’ established history and commitment to their senior clients, Citizens’ white-label product, Amerus Silver Shield, will serve the life and final expense market.

Citizens, Inc. Announces White-label Product Distribution Partnership with Titan Life

AUSTIN, TX – November 28, 2022 – Citizens, Inc. (“Citizens” or the “Company”) (NYSE: CIA), a diversified
financial services company providing life, final expense, and limited liability property insurance, today
announced that it has entered into a white-label partnership with The Titan Agency (“Titan”), an
independent insurance agency specializing in end-of-life products and services, to market and sell Citizens’
newly developed life and final expense insurance products with the Titan brand.

Third Quarter 2022 Financial Results

AUSTIN, TX – November 4, 2022 – Citizens, Inc. (NYSE: CIA), today reported financial results for the
third quarter ended September 30, 2022.

2021 Annual Report

Here’s a look at the numbers side of our business. Growing our business towards the future.

Citizens Launches New Website

The new corporate website is here!

Business to Business Claims Portal Launches

Security Plan Announces Launch of B2B Claims Portal

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EVENTS & PRESENTATIONS

EVENTS & PRESENTATIONS

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13th Annual LD Micro Invitational

June 7, 2023 at 4:30 p.m. CT

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June 1st and 7th Investor Summit Presentation

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June 1st Investor Summit

June 1, 2023 at 10:00 a.m. CT

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Investor Presentation (April 2023)

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AIFA Conference 2023

March 5-7

Naples, Florida

REPORTS

REPORTS & DOCUMENTS

REPORTS & DOCUMENTS

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Latest Annual Report

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2023 Proxy

EARNINGS SUMMARY

Earnings Release
2023
Q1
2022
2021
2023
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2023
2022
2021
Earnings Release
Q1
Earnings Release
Q1 Q2 Q3 Q4
Earnings Release
Q1 Q2 Q3 Q4

SEC FILINGS

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All SEC Filings

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Section 16 Filings of Insiders’ Citizens, Inc. Ownership

CORPORATE GOVERNANCE

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Anti-Money

Laundering Policy

pdf

Audit Committee

Charter

pdf

Citizens Inc. Stock

Ownership

Guidelines

pdf

Code of Business

Conduct and Ethics

and Insider Trading

Policy

pdf

Compensation Committee

Charter

pdf

Corporate

Governance

Guidelines

pdf

Director Resignation

Policy

pdf

Investment

Committee Charter

pdf

Nominating and

Governance

Committee Charter

FOR MORE INFORMATION

Contact our legal department if you have any questions or concerns.

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