Employment & Benefits

Citizens, Inc. (“Citizens”) is a financial services organization which offers a broad portfolio of living benefit life insurance products to individuals worldwide. As an international company, the company employs individuals with diverse language skills such as English, Spanish, Portuguese, Chinese, etc. To apply for employment with Citizens, you need to be a citizen or a legal resident of the U.S.A., or possess a valid permit to work in the United States. Citizens is a growing, dynamic company, interested in talented people looking for a lifetime career at an exciting and rewarding place to work. 

For consideration of employment in any of our current openings, email Human Resources at HR@citizensinc.comSend a cover letter and resume as either word or pdf documents.  No phone calls or recruiters please. 



SALARY: Citizens' employees are paid fair and competitive semi-monthly salaries based on individual, skills, talents and experience.

CAFETERIA PLAN: The Company provides each eligible employee with the opportunity to pay certain personal expenses from their paychecks on a pre-tax basis. This means, all amounts deducted from your pay and set up in this plan, will not be subject to Federal Income Tax or Social Security Tax: medical insurance premiums, dental insurance premiums, and contributions made to a flexible spending account for out-of-pocket medical expenses.

GROUP MEDICAL INSURANCE: The Company provides eligible employees with group health, accident, life, and dental insurance coverage. Family coverage is available at employee expense.

401K: The Citizens, Inc. 401k provides employees the option to defer income with either pre-tax contributions or Roth contributions. The Company will match employee contributions up to 4% of an employees income.

PROFIT SHARING PLAN: Annual contributions are made by the Company to the Employee Profit Sharing Plan as determined and apportioned by the Company's Board of Directors for the benefit of qualified employees. To qualify for participation in the plan, you must be at least 21 years of age and have been a full-time employee of the Company one year.

HOLIDAYS: The Company provides nine paid holidays each year. The following seven holidays usually remain constant from year to year: New Year's Day, Labor Day, Good Friday, Thanksgiving Day, Memorial Day, Christmas Day, Independence Day, and the two remaining holidays are floating days currently combined with Thanksgiving and Christmas. Any change in the holiday schedule will be announced sufficiently in advance to give you the opportunity to plan accordingly.

PAID TIME OFF (PTO): The paid time off benefit is based on years of service. Eligible employees qualify for their initial PTO benefit on a pro-rata basis after six months of service. PTO can be used for vacation, sick, and personal time. The PTO benefits starts at 17 days of PTO each calendar year and begins to increase during the third full calendar year of employment. Employees with 15 years of service or more receive 30 days of PTO each calendar year. Time off for company holidays does not count against an employee’s PTO balance.

EAGLES CLUB MEMBERSHIP: When an employee has five years tenure with the Company, he/she qualifies for membership in the Eagles Club. First-year Eagles receive a gold pin. A diamond is added to the pin for each five years of service. Eagles Club members and their spouses/dates are, from time to time, invited as Company guests to attend special luncheons, dinners, plays, cultural events, etc. The Eagle is a symbol of strength and serves as the Company's mascot.

CITIZENS' STOCK PURCHASE PLAN: For the convenience of its employees, stockowners, policyowners, and associates, Citizens sponsors a registered stock purchase plan which facilitates acquiring and safekeeping an individual ownership interest in the Company. A specified sum of money may, at your request, be deducted from your semi-monthly paychecks and credited to your personal Citizens stock investment account with Computershare Trust Company, NA (the administrator) for the purchase of shares of Citizens, Inc. Class A Common stock. Individual statements of account are mailed by Computershare periodically to keep you updated on your current Citizens stock investment. Citizens, Inc. Class A Common stock is listed on the New York Stock Exchange where it trades daily. The Citizens' Stock Exchange symbol is CIA.

BANK ACCOUNT: A no-service charge checking account is available for you at the Company's primary banking institution, Regions Bank.

BREAK ROOM: The Company provides coffee, tea, and hot chocolate to all employees free of charge.

FREE PERSONAL PARKING PLACE: The Company provides free parking for all employees on one of the Citizens Plaza parking lots.