CICA LIFE OF AMERICA believes peace of mind is one of the greatest gifts you can give to your loved ones. That’s why we offer guaranteed whole life final expense insurance. This simple, reliable protection is designed to help cover end-of-life costs and ease the financial burden on your family. With CICA LIFE OF AMERICA, your legacy includes cherished memories for your family and a thoughtful plan for the future.
CICA LIFE of America is a proud member of the Citizens, Inc. group of life insurance companies and is licensed in more than 40 states across the United States. The financial strength and long-standing history of Citizens Inc. enhances every CICA LIFE OF AMERICA policy through advanced technology systems, culturally and linguistically aligned customer service, strong investment strategies, and efficient operational leadership.
AM Best has affirmed the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of “bbb+”(Good) of CICA Life Insurance Company of America (CICA). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect CICA’s balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, limited business profile and appropriate enterprise risk management (ERM).
CICA LIFE OF AMERICA’s products have:
Guaranteed whole life protection
From application to issuance within hours
Death benefits amounts up to $30,000
Coverage from ages 0 to 85
No medical exams
No tobacco, weight or height restrictions
Final expense insurance helps ease the financial burden on your loved ones during one of life’s most difficult moments. Designed to cover funeral costs, medical bills, and other end-of-life expenses, this affordable insurance ensures your family won’t have to worry about unexpected costs while grieving.
CICA LIFE OF AMERICA offers two final expense products: Standard Issue and Guaranteed Issue. Standard Issue provides guaranteed premiums, cash value and death benefits from application to issuance in mere hours. Guaranteed Issue offers guaranteed premiums and cash values and 110% of the death benefit for the first two years of the plan; the full benefit is paid starting in year three.
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