CICA Life Ltd. (“CICA LIFE”) offers you living-benefit life insurance products, designed to provide you peace of mind and financial security. Our objective is to help you grow your wealth, so you can build a secure financial future and be ready to handle unexpected events. Our products let you build your wealth through the systematic accumulation of money with interest-earning living-benefit life insurance policies that develop guaranteed cash values, earning interest and long-term savings. In addition, our insurance products offer you financial benefits like savings protection and lifetime income for your loved ones in the event of your death. 

The home offices of CICA LIFE are located in Bermuda.

Our Value Proposition

The CICA LIFE products offer distinctive advantages that set us apart in the industry. Some of these advantages are:

To obtain information about these products or sales opportunities with CICA LIFE, please contact the International Marketing Department by e-mail: MarketingIntl@citizensinc.com

Financial Stability Rating®

Financial Stability Ratings® (FSRs) are a leading indicator of an insurer’s financial stability. FSRs are based upon a series of quantitative ratios and considerations which together comprise Demotech’s Financial Stability Analysis Model. FSRs are accepted by several government-sponsored enterprises, including Fannie Mae, Freddie Mac and various programs of the United States Department of Housing and Urban Development (HUD), mortgage lenders, as well as a number of umbrella and agents errors and omissions insurance markets. The most current Financial Stability Rating® must be verified by visiting www.demotech.com.