As life expectancy keeps raising, longevity has started to become a relevant factor when planning for your financial future.
The current generations have stopped asking themselves: “What happens if I die too soon?” but rather are posing a new question: “What happens if I live too long?”.
CICA Life has almost 50 years experience specializing in products aimed towards living benefits, in order for our clients to achieve independence and peace of mind when they are most vulnerable.
FOCUSING ON NEEDS: CICA LIFE's products focus on cash accumulation, protection against appropriation of assets, currency devaluation, as well as death protection. These unique policies contain dividend features, a build-up of cash values, and cater to concerns that people have about retirement income. These types of policies also provide protection against foreign currency devaluation and inflation, as well as capital transference; very important issues to our international customers.
THE FREEDOM SERIES
The creation of CICA LIFE’s Freedom Series introduces one of the most exciting portfolios of living benefit life insurance products ever offered in the international market. The uniqueness of this series lies in its two living benefit features: every policy contains high guaranteed cash values and earned dividends. This causes a significant portion of each annual payment to go toward building guaranteed cash values and dividend funds.
ANNUAL POLICY BENEFITS: There is an immediate cash dividend paid to all policyowners, upon issuance of the policy. This is one of the distinctive and impressive features of the product. Once the policy is issued and the policyowner pays the annual premium, CICA LIFE immediately pays a cash dividend to the owner.
UNIQUE FEATURES: These participating, whole life products not only build cash values to achieve retirement income, but also includes features like death benefit.
CICA LIFE has been able to assemble all these features into the Freedom Series; creating one of the most robust solutions when planning for your financial future.