| C CAP MILLENIUM 2000 SERIES |
| I. |
CITIZENS'
CASH ACCUMULATION PLAN: |
| |
- Minimum
payment $25 per month
|
| II. |
EXECUTIVE
WHOLE LIFE: |
| |
- Minimum
$25,000 face amount
|
| III. |
PRESIDENT
WHOLE LIFE:
|
| |
- Minimum
$100,000 face amount
|
| IV. |
FLEXIBLE
PREMIUM ANNUITY:
|
| |
- A policy
to accumulate cash at interest with no death benefit
|
| V. |
SPECIAL
PROVISIONS THAT CAN BE ADDED TO WHOLE LIFE POLICIES: |
|
- Spouse
to age 65 term convertible
rider
- Children
to age 25 term convertible rider
- Payor
death benefit
- Beneficiary
accidental death benefit
- Accidental
death benefit
- Flexible
premium annuity
|
| VI. |
TERM
POLICIES: |
| |
A.
|
LEVEL
CONVERTIBLE TERM POLICIES |
| |
|
| |
B. |
DECREASING
CONVERTIBLE TERM POLICIES: |
| |
- Ten-year
- Twenty-year
- Twenty-five-year
- Thirty-year
|
| VII. |
TERM
POLICY RIDERS: |
| |
A. |
LEVEL CONVERTIBLE TERM RIDERS THAT CAN BE ADDED
TO WHOLE LIFE POLICIES: |
| |
|
| |
B.
|
DECREASING
CONVERTIBLE TERM RIDERS THAT CAN BE ADDED TO WHOLE LIFE POLICIES: |
| |
- Fifteen-year
decreasing term
- Twenty-year
decreasing term
- Twenty-five-year
decreasing term
- Thirty-year
decreasing term
|
| VIII. |
ACCIDENT
& HEALTH POLICIES: |
| |
A. |
DAILY HOSPITAL INDEMNITY |
| |
B. |
CANCER - DREAD DISEASE
|
| IX. |
FINAL
EXPENSE PLANS
|