The offering of CICA LIFE's Fortune-building,
cash accumulation products is one of the most exciting living, life
insurance benefit concepts available in the U.S.A. today. This unique,
whole life, cash accumulation concept addresses the major financial
concerns of every citizen worldwide. The question is not, will you
die? But instead, are you financially prepared to live 30, 40, or
50 years after age 65? The odds are you may actually live that long.
The CICA LIFE Fortune-building plan addresses the issue of outliving
your monthly income, and at the same time, provides death benefits
in case of an early demise.
Depending on the insured's age when the policy is obtained, it provides
a monthly guaranteed lifetime income several times the premium amount
you paid for the plan. In other words, you can have a lifetime income,
be protected against death, and the amount you pay for the plan
will he paid back regardless of whether you live or die. Sound interesting?
CICA LIFE's products focus on living needs, while providing death
insurance as a side benefit of accumulating money for yourself.
The Fortune-building policy contains tax-deferred, cash accumulation
features which build up large amounts of cash and annuity values,
returns the premiums, waives payments, and pays triple death benefits
if death is accidental. The purpose of CICA LIFE's Fortune plan
is to cause you to create personal capital for living needs such
as: retirement income, children's higher educational, business opportunities,
emergencies and health care, etc.
The uniqueness of CICA LIFE's Fortune-builder, cash accumulation
plan lies in the fact that it is custom-designed, featuring special
living-benefit insurance which places the emphasis on personally
receiving cash benefits for the premiums you pay. There are two
guaranteed cash-value, living-benefit components. Every policy contains
an interest-bearning, cash-value accumulation account, plus an interest-bearing
annuity account. This dual cash build-up construction causes the
major part of each payment you make to go into cash value accounts
to create income for your future use. The annuity account is flexible,
free of initiation cost, and free of surrender charges; in other
words, an owner may deposit or withdraw funds from the annuity account
with no loss in dollar value. The secret to the growth of the money
you pay in is the compound interest you earn over a period of time.
There are some limitations on withdrawals, but no surrender fees
Beginning the second policy year, and each year thereafter, the
Fortune-Builder policy pays you an annual annuity benefit, equal to
approximately half of the annual premium amount you paid, which is
credited to your annuity account.
There is no limit to the amount of additional money you can deposit
in your annuity account. There are no surrender charges; no entry
fees or cost; and, you can safely accumulate as much money as you
wish for future personal needs.
To obtain information about these products or sales opportunities
with CICA LIFE, please contact the U.S.A. Marketing Department electronically
through "Your Communication" space on the "Response"
page of this section.
To e-mail, write, send a fax or call, please
return to the Home Page.