MILLENNIA 2000 SERIES
I. Millennia 2000 - Participating whole life policy - Minimum $100,000.00
 
  • Builds large U.S.-dollar amounts for retirement, pension, family or business protection
  • Designed to provide monthly lifetime retirement income or lump sum return
  • Provides terminal illness and dismemberment benefits
  • Issuable to ages 0 to 75 to qualified individuals
II. Global 2000 - Participating whole life -- A family protection plan
 
  • Minimum $100,000.00 face amount on primary insured, $50,000.00 on spouse, and $10,000.00 on each of the children, regardless of number
  • Build-ups of guaranteed cash values
  • Issuable to heads of households ages 18 and 60
III. Future 2000 - Twenty-pay, participating whole life policy benefits
 
  • 20-payment policy
  • Structured limited payment period that accumulates large cash amounts
  • Pays face amount, plus returns all premiums in the event of death during payment period
  • Supplementary deposit contract from 20th year to age 65, and guaranteed monthly lifetime income thereafter
  • Pays insured in event of terminal illness or accidental dismemberment
  • Issuable to qualified persons ages 0 to 45
IV. Legacy 2000 -- Participating whole life, educational policy -- Minimum $50,000.00
 
  • Builds large cash values
  • Provides parents with funds for child college studies
  • Provides payments in the event of insured's death
  • Pays in the event of terminal illness and accidental dismemberment
  • Issuable to children ages 0 to 14
V. Dynamic 2000 - Joint, whole life, participating - Minimum $100,000.00
 
  • Provides life insurance protection on two insured, can be a married couple or business partners
  • Pays on first to die
  • Is both a death protection and a retirement income plan
  • Features living benefit payments -- terminal illness for the insured; and at age 65 a guaranteed monthly lifetime retirement income
VI. Unique 2000 - Combination, participating policy - Minimum $250,000.00
 
  • Fifty percent whole life cash accumulation and fifty percent level term to age 65
  • Terminal illness payment
  • Builds large guaranteed cash amount to create income starting at age 65
  • Issuable to ages 20 to 65
VII. Synergy 2000 - Combination, participating policy - Minimum $500,000.00
 
  • Twenty percent whole life and eighty percent level term to age 65
  • Face amount at age 65 becomes $100,000.00
  • Terminal illness payment to insured
  • At age 65, guaranteed cash values to create a monthly lifetime income at retirement
  • Creates large face amount of life insurance coverage for low premium amount per $1,000 with cash values
  • Policy is issuable to ages 20 to 65
VIII. Classic 2000 - Whole life endowment policy - Minimum $100,000.00
 
  • Twenty-pay endowment policy --cash value equals face amount in twenty years
  • Fast way to accumulate large amount of dollars at any age
  • Features terminal illness payments
  • Lifetime income at age 65
  • Issuable to ages 0 to 55
IX. Dynasty 2000 - Participating whole life policy - Minimum $100,000.00
 
  • Specific retirement income amount
  • Guaranteed cash value at age 65 produces $143,900 - lifetime income of $1,000.00 per month for a male age 65
  • Payment for terminal illness
  • Issuable age 0 to 55
X. Cyber 2000 - Participating whole life policy - Minimum $50,000.00
 
  • Excellent starter life insurance for children
  • Develops large guaranteed cash values for educational or retirement needs
  • At Insured's age of 21, policy face amount automatically increases five times to $250,000.00 without evidence of insurability
  • Pays Insured in the event of terminal illness
XI. Benefits and options that can be added to whole life policies
 
  • Accidental Death and Dismemberment Benefit Agreement
  • Accidental Death Benefit Provisions
  • Beneficiary Accidental Death Benefit Provisions
  • Decreasing Term Benefit Provisions
  • Waiver of Premium Disability Benefit Provisions
  • Waiver of Premium on Death of Payor Benefit Provisions
  • Waiver of Premium on Death or Disability of Payor Benefit Provisions
  • Millennia plans feature special deposit option for building more retirement values



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