International Marketing - International Life Products

UNIQUE FEATURES:

The creation of CICA LIFE's Millennia 2000 Series introduces one of the most exciting portfolios of living-benefit life insurance products ever offered in the international market. These participating, whole life products build large cash value to address the major financial concerns of individuals worldwide, including retirement income, terminal illness, death, accidental dismemberment, currency protection against devaluation or inflation, and capital transference.

FOCUSING ON NEEDS:
CICA LIFE's products focus on cash accumulation, protection against appropriation of assets, currency devaluation, as well as death protection. These unique policies contain dividend features, the build-up of large cash values, and cater to concerns people have about retirement income and safe haven transference of capital. One of these unique products will most likely meet your expectations.

PRODUCT COMPONENTS:
The uniqueness of the Millennia 2000 Series lies in its two living benefit features: every policy contains high guaranteed cash values, plus dividend payments. This causes the major portion of each annual payment to go toward building guaranteed cash values and dividend funds. Policyholders may also add amounts to the accumulation feature through the Extra Sum Benefit (ESB).

ANNUAL POLICY BENEFITS:
There is an immediate cash dividend paid to all policyowners, upon issuance of the policy. This is one of the unusual and impressive features of the product. Once the policyowner pays the annual premium and the policy is issued, CICA LIFE immediately pays a cash dividend to the owner.

CICA LIFE has been making U.S.-dollar life insurance policies available to qualified individuals around the world since 1961. To obtain information about products or opportunities with CICA LIFE, you may contact the Marketing Department electronically through "Your Communication" space on the "Response" page of this section. To e-mail, write, call or fax, please return to the Home Page.